The FarMate policy provides quality insurance protection for your entire farm.  It also offers a wide variety of options to fit your farming operation.


  • The FarMate policy protects you from financial disaster by covering your:
  • Dwelling
  • Household Personal Property
  • Additional Living Expense/Loss of Rents
  • Farm Buildings
  • Scheduled Farm Personal Property
  • Unscheduled Farm Personal Property

Covered Causes of Loss


  • Fire
  • Lightning
  • Windstorm
  • Hail
  • Explosion
  • Riot or Civil Commotion
  • Aircraft
  • Vehicles
  • Smoke
  • Vandalism or Malicious Mischief
  • Malicious Mischief
  • Theft
  • Accidental Overturn or Collision of Farm Implements


  • Death by Electrocution
  • Attack by Wild Dogs or Animals
  • Accidental Drowning
  • Accidental Shooting
  • Injury From Loading or Unloading
  • Collapse of Bridges or Culverts
  • Collision or Overturn of Conveyances

Additional Coverages

  • Debris Removal
  • Emergency Removal of Property
  • Necessary Repairs After a Loss
  • Construction of New Buildings
  • Fire Department Charges
  • Outside Satellite Dish Systems and Radio/Television Equipment
  • Farm Implements
  • Coverage Due to Building Collapse
  • Unharvestested Farm Produce or Grain

Optional Coverages

  • Comprehensive Machinery Coverage
  • Dwelling Replacement Cost
  • Farm Extra Expense
  • Farm/Household Operations Records
  • Fire Department Charges
  • Glass Breakage Farm Machinery
  • Household Personal Property Replacement Cost
  • Inflation Guard
  • Leased or Rented Farm Buildings
  • Loss of Farm Earnings
  • Open Perils Coverage For Dwelling and Contents Peak Season
  • Pollution Clean Up and Removal
  • Suffocation of Livestock
  • Water Backup through Sewer or Drain