The FarMate policy provides quality insurance protection for your entire farm. It also offers a wide variety of options to fit your farming operation.
Coverages
- The FarMate policy protects you from financial disaster by covering your:
- Dwelling
- Household Personal Property
- Additional Living Expense/Loss of Rents
- Farm Buildings
- Scheduled Farm Personal Property
- Unscheduled Farm Personal Property
Covered Causes of Loss
Property
- Fire
- Lightning
- Windstorm
- Hail
- Explosion
- Riot or Civil Commotion
- Aircraft
- Vehicles
- Smoke
- Vandalism or Malicious Mischief
- Malicious Mischief
- Theft
- Accidental Overturn or Collision of Farm Implements
Livestock
- Death by Electrocution
- Attack by Wild Dogs or Animals
- Accidental Drowning
- Accidental Shooting
- Injury From Loading or Unloading
- Collapse of Bridges or Culverts
- Collision or Overturn of Conveyances
Additional Coverages
- Debris Removal
- Emergency Removal of Property
- Necessary Repairs After a Loss
- Construction of New Buildings
- Fire Department Charges
- Outside Satellite Dish Systems and Radio/Television Equipment
- Farm Implements
- Coverage Due to Building Collapse
- Unharvestested Farm Produce or Grain
Optional Coverages
- Comprehensive Machinery Coverage
- Dwelling Replacement Cost
- Farm Extra Expense
- Farm/Household Operations Records
- Fire Department Charges
- Glass Breakage – Farm Machinery
- Household Personal Property Replacement Cost
- Inflation Guard
- Leased or Rented Farm Buildings
- Loss of Farm Earnings
- Open Perils Coverage For Dwelling and Contents Peak Season
- Pollution Clean Up and Removal
- Suffocation of Livestock
- Water Backup through Sewer or Drain